Employer’s financially supported recreational activities and healthy lunches refresh employees. A healthy work community is more energetic and increases the profitability. Hence, versatile and quality employee benefits benefit equally the employer and the employees. Edenred's extensive selection include lunch card and voucher, recreational card and voucher, dual wallet card, transportation card and gift certificates. 


Edenred wants to support your company’s success and is an excellent partner for you thanks to our extensive selection of employee benefits. We are certain that together we will find a perfect solution for your business.

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Edenred offers efficient solutions which increase employee wellbeing and also motivate, reward and commit employees. Do you want to offer Edenred’s employee benefits to your staff? Edenred's versatile assortment includes:

Lunch, cultural and recreational cards automatically include a mobile payment option, thus card holder may pay either with card or mobile phone.

Edenred's employee benefit payment instruments in a nutshell

Lunch benefit

Edenred’s solutions for lunch benefit includes two cards and a voucher; Edenred card (former Ticket Duo®), Ticket Lunch® card and Lounasseteli™ voucher. Lunch cards automatically include a mobile payment option.

The employer can offer the lunch benefit as a fringe-benefit or as a meal deduction:

  • Lunch benefit paid as fringe-benefit is taxable remuneration and will be processed within withholding, and as a wage in payroll accounting. The taxable value paid of the lunch benefit will be added to the wage in which case the employee will pay the taxes according to his/her personal tax percentage. The employer will pay the face value of the value loaded to the lunch card but can deduct it within taxation.

  • As a meal deduction, the employee pays the tax value of 75% of the value of the lunch benefit, in minimum of €6.40 in which case there will be no taxable benefit. The employer pays the difference between the face value and in the tax value but can deduct it in the taxation.

Tax instructions applied to the lunch benefit are A26/200/2013 Luontois- ja henkilökuntaetujen hankkiminen kohdennetuilla maksuvälineillä and A112/200/2013 Luontoisedut verotuksessa. Read more

With Ticket Lounas® -card employees get a healthy lunch │Edenred

Ticket Lounas®
Ticket Duo® -card unites lunch and recreational benefits

Edenred card


When sign up Edenred card contract online, you’ll get cards -25%.

Recreational benefit

Edenred’s solutions of recreational benefit includes two cards and a voucher;  Edenred card (former Ticket Duo®), Ticket Virike® card and Virikeseteli™ voucher. Cards automatically include a mobile payment option.

The tax-exempt recreational benefit is voluntarily provided by the employer and it can be up to €400 per year.

Tax instructions applied to the physical and cultural benefit are A26/200/2013 Luontois- ja henkilökuntaetujen hankkiminen kohdennetuilla maksuvälineillä and 1848/31/2008 Työntekijän omaehtoinen liikunta- ja kulttuuritoiminta verovapaana etuna. Read more


Ticket Virike®
Edenred card unites lunch and recreational benefits

Edenred card


Commuter benefit

Edenred also offers a digital solution for commuter benefit, Ticket Transport® card. By offering a commuter benefit, the employer supports sustainable travel, moreover, it is a tempting benefit.

Employee travel tickets are tax-free up to € 300. Additionally, an employee travel tickets are tax-free revenue when the leftover of € 751 is under € 3 400. So, the tax is paid between of € 301 and € 750.

Trips from home to the office have a huge impact on the fluency of everyday life and through that to wellbeing. The benefit is meant for the trips between home and the office. However, it can be used on travelling on free time.



Delicard® gift card is an excellent way to encourage and reward employees and build loyalty amongst customers. You are sure to find something to everyone’s taste from Delicard® selection whether it is a gift card or a box full of delicacies. Delicard® gift cards are themed and the gift’s receiver can choose products according to his/her own liking. 

You can choose to personalize the cards with a customized greeting or your company’s logo. In addition, it is possible to get the gift cards as electronic eDelicards.


explore Delicards

* Taloustutkimus conducted a research for Edenred Finland on autumn 2014 mapping employers’, employees’ and merchants’ opinions on lunch benefit. Respondents: 1368 employees, 557 employees being in charge of HR benefits, 410 merchants.
Contact Us (09) 7594 2848 (lnf/mcf)
Mon-Fri at 9.00 am to 4.00 pm

Edenred Finland Oy Elimäenkatu 15
00510 Helsinki

Ticket Lounas®/ Ticket Restaurant®, Edenred card/Ticket Duo®, Ticket Mind&Body®/Ticket Virike® and Ticket Transport® cards are issued by PrePay Technologies Ltd, a member of Edenred Group, under license from Mastercard International Incorporated. The cards are valid only in Finland within the network of merchants accepting the cards. Card programmes are managed by Edenred Finland Oy. Mastercard is a registered trademark of Mastercard International Incorporated.

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